During the lifetime of your mortgage or loan with Swift there may be changes in your circumstances with which you may need some help and guidance. At Swift we are here to help.

Making payments

There are different ways in which you can make your monthly payments. If you have a bank account the easiest way is by direct debit. Using this method you are protected under the Direct Debit Guarantee scheme. If you wish to take advantage of this method you can download a direct debit form. If you have a Swift 1st Mortgage then please Click here and if you have a Swift Advances Loan please Click here.

You can also make payments securely using this website simply by clicking the button 'Would you like to make a payment' on the right. Direct debit and online payments are just two of the options available and we know they may not meet your own personal circumstances so (Click here) for other methods of payment.

You may also wish to change your payment date to coincide with any dates you receive your salary, benefits, etc. To do so simply call us on 01277 359678.

Mortgage and Loan statements

If you have a mortgage or loan regulated by the Financial Conduct Authority you will receive an annual statement on your account upon the anniversary of when the mortgage or loan completed. You may on occasions receive such statements on a more regular frequency particularly if you have missed any payments.

Are you experiencing financial difficulties?

We understand that your personal financial circumstances may change, perhaps because of redundancy, the breakdown of a relationship or a long-term illness, and that these may affect your ability to repay your loan.

If you are having trouble paying your mortgage or loan, we will try to help you. Please (Click here) for further details.

Other Enquiries

We are here to help no matter what your enquiry so whether it be that you want to pay off a lump sum of your loan, borrow some more money or any other question please do not hesitate to contact us on 01277 359678.

Other Issues

Some companies may offer you new loans or even invite you to sell your property to them and then lease it back as a way of resolving any short term financial difficulties. Please be careful, as such actions may not be in your longer term best interests. We would advise you to seek free, independent advice or to speak to a qualified financial adviser before entering into any arrangement of this type. You may be thinking about handing in your keys to us. If you do this, you will still owe us any outstanding debt, and we would advise you to discuss this option with us before taking such action. We may be able to help you remain in your property.



Swift 1st Limited is authorised and regulated by the Financial Conduct Authority.
Swift 1st Limited administers its own regulated mortgage contracts and those of Swift Advances plc on its behalf.
Swift Advances plc and Swift 1st Limited are both registered in England under company numbers 1800474 and 5020019 respectively.