Swift is committed to ensuring your personal information is kept secure and private. This privacy notice sets out what you can expect when Swift collects information about you when you use its website.
Security of Data
If you register to use online, password protected portions of the website we will ask you to provide us with certain up to date information about you, which we will handle in accordance with the Data Protection Act 1998. We maintain strict security standards and procedures intended to prevent unauthorised access to your data and we use technologies such as data encryption and firewalls to achieve this. Any information you send to us is sent over a secure connection (the padlock symbol on your browser).
Use of Swift's website
When you visit our website we collect standard internet log information and details of visitor behaviour patterns. We collect this information to find out things such as the number of visitors to the various parts of the site and we do so in a way which does not identify anyone. Various parts of our website rely on us being able to accurately identify you and require you to enter certain personal, financial information, for example, when making a card payment, setting up a payment reminder or completing an income and expenditure form. The data you enter when utilising these facilities will be used for those specified purposes and for assisting Swift in managing your account only.
Cookies are small text files which are placed on your computer by websites that you visit. There are two main types: 'session' and 'persistent'. 'Session' cookies are temporary and only remain in the cookie file of your computer until you close your browser, when they are deleted. 'Persistent' cookies are stored permanently on your computer until they either expire or are deleted. Swift uses both types.
Cookies are widely used to enable the collection of information, to enable navigation around a website or to make websites work, or work more efficiently. To enhance a user's experience cookies can also be used to remember information so you do not have to retype it each time you visit a website, for example your name and email address, or to remember preferences like the language in which the website is displayed.
Most web browsers are usually set up to accept cookies. You can delete cookies and you can usually adjust your browser so that your computer rejects cookies, but please note if you disable cookies you will not be able to register or log on to secure areas on our site. Information about cookies and how to reject them can be found from the Information Advertising Bureau at www.allaboutcookies.org
Your rights under the Data Protection Act 1998
The Data Protection Act 1998 (DPA) gives individuals certain rights regarding information held about them. It places obligations on those who process information (data controllers) while giving rights to those who are the subject of that data. In essence, those who record and process personal information must be open and honest in how the information is used and only process personal information for the purposes intended when it was collected.
Swift is a registered data controller under the DPA. See https://ico.org.uk/ for more information.
You have the right, on payment of a fee (currently £10), to receive a copy of all the personal data we currently hold about you and to request that it be changed if it is incorrect.
You also have the right of access to your personal records held by credit and fraud agencies and other companies to whom we supply information about you.
Upon written request, Swift will supply to you copies of your personal data held by us and/or the names and address of the companies we supply your information to. Please write to:
The Data Protection Officer
Warley Hill Business Park
Swift 1st Limited is authorised and regulated by the Financial Conduct Authority.
Swift 1st Limited administers its own regulated mortgage contracts and those of Swift Advances plc on its behalf.
Swift Advances plc and Swift 1st Limited are both registered in England under company numbers 1800474 and 5020019 respectively.